All about fees and charges
There are NO hidden fees or costs involved in transactions with the Credit Union. We do charge a £2 joining fee and all our Members pay an annual £2 fee. Find our more about our fees and charges.
Can credit union replace my bank account?
Simple answer - no we can't. We do provide savings and loans, but we don't do transactional banking and don't offer a current account. We do offer the Engage Account provided by our partner Contis. This is a pre-paid debitcard account, with sortcode ...
Borrowing from friends and family
It is very common to borrow from friends and family, particularly the bank of mum and dad! Since the withdrawal of payday lenders, Brighthouse, Provident and other lenders, options to borrow have been reduced. Lenders have also been required to ...
Gambling is ok as a leisure activity; it isn't illegal, it's your money, why should a credit union be interested in gambling? We work to support our Members and support them to flourish in life. We do a money healthcheck on all our loan applications. ...
What can I borrow for?
Our Members borrow for many reasons, our ethos is to support our Members and help them improve their life; less stressful, able to plan for the future, maybe make life cheaper. The principle is to borrow with a purpose. Sometimes that can be simply ...