Can I continue to save while I repay my loan?
What can I borrow for?
Our Members borrow for many reasons, our ethos is to support our Members and help them improve their life; less stressful, able to plan for the future, maybe make life cheaper. The principle is to borrow with a purpose. Sometimes that can be simply ...
Can I topup my loan?
Most of our Members can top up their loan. If you have an EasyPlan loan, your outstanding loan balance must be £200 or less. Select loans must be 50% or less of the loan value. If this is your first loan with us then you will need to settle your ...
How do I sign for my loan electronically?
For most of our Members there’s no need to visit our customer counter to sign for your loan. We will email a link to your loan agreement, tick the box to accept and we complete the rest. Here’s our helpful video on how to sign for your loan ...
When do I make my first loan payment?
If paying by Child Benefit or other benefits then your first loan payment will be taken from the next benefit payment paid to the credit union. Standing Order and Payroll Deduction payers will be taken from the next due payment. However, if your ...
Borrowing from friends and family
It is very common to borrow from friends and family, particularly the bank of mum and dad! Since the withdrawal of payday lenders, Brighthouse, Provident and other lenders, options to borrow have been reduced. Lenders have also been required to ...