We do need to assess income and expenditure as part of a loan application which is why we ask for three months' bank statements.
Want a faster loan decision? Members can share their bank statements with us using OpenBanking-just follow the link during your online application, link to your bank's internet banking and give permission.
Our Members borrow for many reasons, our ethos is to support our Members and help them improve their life; less stressful, able to plan for the future, maybe make life cheaper. The principle is to borrow with a purpose. Sometimes that can be simply ...
Most of our Members can top up their loan. If you have an EasyPlan loan, your outstanding loan balance must be £200 or less. Select loans must be 50% or less of the loan value. If this is your first loan with us then you will need to settle your ...
Yes! In fact all our borrowers save at least £3 weekly or £12 monthly while they pay off their loan. We know it can be hard to save and this is a simple way to build up some savings for when you need it. Savings mean you have choices and might not ...
For most of our Members there’s no need to visit our customer counter to sign for your loan. We will email a link to your loan agreement, tick the box to accept and we complete the rest. Here’s our helpful video on how to sign for your loan ...
If paying by Child Benefit or other benefits then your first loan payment will be taken from the next benefit payment paid to the credit union. Standing Order and Payroll Deduction payers will be taken from the next due payment. However, if your ...