What is a Common Bond?

The Common Bond is the factor that unites Members of a Credit Union. A ‘Common Bond’ is defined as:

• An area where all the members live or work together in the same locality
• Where all members are in the same profession or work for the same employer
• Where all members are in the same club or association
  

Our common bond is anyone who lives or works within a 'B' postcode. That includes Birmingham, Solihull Borough, Tamworth, Sutton Coldfield, all the way down to Redditch and beyond. Here's our common bond map

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• I don’t live or work in the Advance Credit Union area, can I still join?

  We are only able to accept new Members who live or work in the 'B' postcode areas. There are more than 300 credit unions operating in the UK. Most have either a residential or employment (or both) common bond. Check findyourcreditunion.co.uk to find ...

• What ID do I need to provide?

  We are required by legislation to verify the identity and proof of address for all our members. The following are acceptable forms of identification: Valid passport Valid photocard driving licence (full or provisional) National Identity card Firearms ...